much do you need?
If youre not sure, make a note
of how much you spend on your shopping for just one week, and see
what it is. Its good to check receipts to see which items were expensive,
and which were cheap. It will help you to make a more reasonably priced
shopping list when you next shop. Make sure you include items from
the nutrition section though. Luckily the main things you need are
quite cheap, so you should still be able to eat healthily.
Spending more than you can afford?
Look at other ways of saving money, such
as finding coupons to use, or make use of two-for-one offers. The
supermarkets own brand, or value range will be a
pleasant surprise in both the quality and the price. Maybe even try
a cheaper supermarket; there are one or two well-known shops that
specialise in budget foods.
Markets and seasonal shopping
If you have a local market, it is usually
a good place to buy locally grown produce. Fruit and vegetables that
are in season are always a cheap option.
Grow your own
If youre lucky enough to have a
small garden, you might want to plant your own vegetables. Be realistic
about how much time you have and whether youd enjoy digging!
Grow herbs inside if it all seems too much, fresh herbs always taste
better than dried herbs.
Try to put aside money weekly for your
food and bills. That way you wont feel so guilty when you buy
new clothes, or when youre going out.
If it all starts to go wrong, take great
care when using credit cards. They should only be used as a service,
not as a bank. When the bill comes through pay it in time for the
due date otherwise youll miss the deadline for another
months interest. Try to always pay it monthly in full. Otherwise
it creeps up and spoils your future budgeting.
Its usually cheaper and healthier to
cook for yourself with fresh ingredients, than it is to eat out, or
pay for a takeaway. One possible exception is a Sunday Lunch for one
at some supermarket cafes, check it out and see what you think. If
youre cooking for more than one, Sunday Lunch is usually cheaper
cooked at home.